|
Schedule of Fees
Approved by the Board of Directors June 2009
Effective August 3, 2009
|
| Share Services: |
|
| Third Party Returned Check |
$ 35.00 |
| Certified Check |
$ 15.00 |
Undeliverable Statement
(New Address Provided) |
$ 5.00/statement |
Undeliverable Statement
(No New Address Provided) |
$ 10.00/statement |
| Foreign ATM Fee |
$1.00 |
| Early Member Closeout Fee (account closed within 60 days of opening) |
$20.00 |
| Inactivity/Dormant Fee (12 months of inactivity) |
$ 5.00 |
| Account Reconciliation/Research |
$ 20.00/hour (1 hour minimum) |
| Interim Statement |
$ 5.00/page |
| Verification of Deposit |
$10.00 |
| Verification of Deposit (faxed) |
$15.00 |
| Statement reproduction |
$ 5.00/page |
| Account Reconciliation/Research |
$ 30.00/hour ($ 30.00 minimum) |
| Duplication of Tax Info (1099/1098) |
$ 5.00 per statement |
| Money Order |
$ 3.00 per item |
| NSF/ACH Return |
$ 35.00 |
| Travelers cheques (single or dual signature) |
1.00%/1.25% |
| Domestic Wire Transfers (Outgoing) |
$25.00 |
| International Wire Transfers (Outgoing) |
$ 25.00 |
| Escheat Fee (per account) |
$100.00 |
| Overnight of Documents |
Cost |
| Garnishment/Levy/Subpoena |
$100.00 plus
Legal Fees that Apply
|
| Share Draft Services: |
|
| Counter (temp) checks |
$ 4.00 |
| Reissue of MAC/Debit Card |
$ 10.00 |
| Reissue of MAC/Debit PIN |
$10.00 |
| Stop Payment |
$ 20.00 |
| Stop Payment Cancellation |
$10.00 |
| Courtesy Pay (per item) |
$30.00 |
| Bill Pay (monthly fee for 3 months of inactivity) |
$5.95 |
| Foreign check processing (per item) |
$10.00 |
| Foreign Return Check (per item) |
$25.00 |
| Foreign Check Collection (per item ) |
$16.00 |
| Rush Delivery (Debit Card) |
$30.00 |
| Draft Photocopy |
$ 5.00 |
| VISA: |
|
| Over the limit fee |
$ 15.00 |
| Return Check fee |
$ 35.00 |
| Late Payment fee |
$ 20.00 |
| Minimum Finance Charge |
$ .50 |
| Card Reissue |
$ 10.00 |
| Gift Card Fee |
$2.00 |
| Loan Services: |
|
| Late Charge |
20% of accrued interest (1 Month Past Due) |
| Vehicle Lien Recording Fee |
$ 10.00 |
| Payoff Letters |
$20.00 |
| Home Equity Fees: |
|
| Appraisal Fee |
$ 200.00 |
| Satisfaction Fee |
Fee passed on to member as charged by the Co. of Residence |
| Title Insurance |
At cost if required |
| Share/IRA Certificate Penalty for Early Withdrawal |
|
| Term |
Penalty |
| 6 Months |
90 Days |
| 12 Months |
90 Days |
| 18 Months |
90 Days |
| 24 Months |
180 Days |
| 36 Months |
180 Days |
| 48 Months |
180 Days |
| 60 Months |
180 Days |
