Roth IRA
A Roth Individual Retirement Account can help you prepare for your financial retirement.  A Roth IRA offers some distinct differences from a Traditional IRA.
  • Pittsburgh Central offers Roth IRA Share Certificates with terms from 6 to 60 months
  • Invest in a Roth IRA Share Certificate with a minimum deposits of $500
  • Competitive rates help you reach for savings objectives
  • Anyone, regardless of age, who has income from compensation can contribute to a Roth IRA (or an individual who files jointly with a spouse who earns compensation) subject to modified adjusted gross income limits. Consult your tax advisor regarding eligibility and tax issues regarding Roth IRAs.
  • Roth IRA contributions are made with after-tax dollars and can be withdrawn both tax- and penalty-free at any time for any reason
  • Earnings are tax- and penalty-free if the account has been opened for five tax years and the withdrawal is for a qualified reason (age 59 ½, disability, death or a limited first-time home purchase exemption). Consult your tax advisor for details.
  • Roth IRAs feature no requirement for mandatory withdrawals at age 70 ½
  •  Accounts at Pittsburgh Central FCU are federally insured by the National Credit Union Administration (NCUA) up to $250,000
  • Contact a Member Service Representative today for contribution limits!
Open your Roth IRA today!    
 
 
 
 
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